Appraisal services for Knoxville and Knox County homeowners

The top seven reasons why TN homeowners use Concord Appraisal Service:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Knox county's assessment of your property
To reduce your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in TN

Own a house in or near Knoxville, TN and need help deciding the value of it?
Contact Concord Appraisal Service.

At Concord Appraisal Service, we understand the special needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Concord Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping people just like you delete unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Concord Appraisal Service is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Concord Appraisal Service can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a veteran appraiser double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Concord Appraisal Service can We can assist you. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.